"Why I Love Being On A Budget" Handout

Why I Love Being On A Budget!
By: Amy Gruetzmacher

I. Amy’s story
II. Managing our money as parents

*You cannot learn what you have not already mastered.

What the Bible says about debt:
* Proverbs 6:1-5
* Proverbs 21:5

Baby steps (Dave Ramsey style…)
1. $1000.00 in an Emergency Fund

2. Pay off all debt utilizing the “debt snowball” principle

3. 3-6 months expenses in savings

4. Invest 15% of all household income into Roth IRAs and pre-tax retirement

5. College funding

6. Pay off home early

7. Build wealth!

Bottom line: Spend less than you make.


III. Teaching money management to our children
* Our responsibility as parents is to teach our children to be wise stewards with their money.
Parents Magazine, August 2007 – “Show Them the Money”

Lessons to teach your children:

1. Money Takes work

2. Shop carefully

3. Stick to a budget

4. Cards are for convenience

5. It’s smart to save

6. God commands us to give.

February Meeting Recap and Pics

What a great meeting we had on Thursday! LOADS of information on money management, shopping tips and the world of coupons. If you missed the meeting, links to the handouts are on their way. Thank you ladies for taking the time out to join us! See you at the March meeting!

February MOPS Meeting THIS THURSDAY!

Hi MOPS Moms!

I just wanted to remind you that our rescheduled meeting for February is this coming Thursday, February 25th, from 7-9 pm at Spring Creek Church. We'll be talking about budgeting, using coupons to save money, and give you some great freezer meal recipe ideas! As a reminder, there will NOT be childcare available for this meeting, but as always nursing infants are welcome to come along with you.

We hope to see you there!

Sincerely,
Amy Gruetzmacher
SCC MOPS Co-coordinator
414.791.3512

February MOPS Meeting RESCHEDULED

Hello Moms!
We are going to reschedule our February meeting for the EVENING of February 25th, from 7-9pm. We were originally going to do a 'Mom's Night Out' that night and make some freezer meals together on that evening, which was going to require an additional cost. What we decided to do instead is hold our regular meeting at night, for those who are able to attend, and we'll combine our normal food (we'll do dessert and snacky stuff), fellowship and fun with the topics planned for our meeting (budgeting, saving $$ with coupons) and add in some great freezer meal recipes and tips. We will not actually cook any meals that night (so no additional costs), but we'll give you the tools to do some great freezer meals at home!

We're really excited about this meeting format, because there are many moms in our group who can't make it during the day, and we'd love to have you come and check us out at night! As we look to next year, this might be something we can incorporate into our MOPS program, so we'd like to see what the interest level is in evening meetings. I know that for some of our regular morning ladies, evening just doesn't work well. But if there is any way to make it, we'd love to have you!

So, here's the bottom line:
February MOPS Meeting has been rescheduled for
Thursday, February 25th, 7-9 pm, Rooms 152/153
Cost: Regular meeting fee of $7 or FREE if this is your 1st meeting!

Unfortunately, we cannot provide childcare for this meeting. As always, you are welcome to bring nursing infants in to the meeting with you.

Thanks, and hope to see you there!

Sincerely,
Amy Gruetzmacher
SCC MOPS Co-coordinator
414.791.3512

TODAY'S MEETING IS CANCELLED

Well, ladies ~

After looking at the weather outside, seeing the poor condition of the roads and how many accidents there already are, and knowing that it's likely to get worse before it gets better, we have decided to cancel our meeting for today. :( It was a really hard decision, because we had so many fun things in store for you, but we feel that for everyone's safety, it is best.

SO, we'll regroup, and you'll receive new info. as to the 'new & improved' plan for February in the next few days.

So sorry about this, enjoy the day off with your little ones -- hunker down and stay safe!!

Sincerely,
Amy Gruetzmacher

ATTENTION MOMS!!!

ATTENTION MOMS: With the threat of 10-14' of snow and school cancellations for tomorrow, it is possible that we may have to cancel or postpone our February MOPS meeting scheduled for tomorrow. We'll see what happens with the weather, it's so hard to predict if the meteorologists will be right. I will email the group by 7:30am tomorrow (Tuesday) if we are going to cancel. However, whatever we choose to do as a group, please know that keeping your family safe is our first priority. We'll keep you posted.

Thanks!
Amy